• Our group
    • About us
    • Our business
    • Our global locations

    Explore who we are as Standard Bank Group, discover our operations, and witness the essence of our business as we redefine financial landscapes for Africa and her people.

    From the core banking solutions to platforms and partnerships, our focus is on understanding the needs of our clients and delivering services that enable their growth.

    API Marketplace
    Discover the future of Digital Banking.
    Discover our API Marketplace.
    With a presence in 20 sub-Saharan African countries, four global centres, and two offshore hubs, we are strategically positioned to serve our clients. This on-the-ground expertise allows us to navigate complex regulatory landscapes and forge lasting partnerships.
  • Investor relations
    • Equity investors
    • Debt investors
    • Credit ratings
    • Results and reports
    • Financial highlights
    • Announcements
    • FAQs and contacts
    Our debt investor programmes, Stock Exchange News Services (SENS) announcements, investor presentations and our current credit ratings.
    Ratings for key banking entities within Standard Bank Group.
    Key financial indicators and other high level financial informations
    You have a question? Please check our FAQs and if unanswered, find who best to contact to get your questions resolved.
  • Our impact
    • Sustainable impact
    • Our sponsorships

    We are committed to driving Africa's growth in a sustainable and responsible manner wherever we operate. Our focus is on creating positive impact for our clients, our employees, our communities, and the environment.

    Our sponsorships enable us to support sustainable causes and work with partners who share our commitment to connecting with clients, staff, stakeholders communities and societies to drive Africa's sustainable growth.
  • Newsroom
    • News and insights
    • Press releases
    Read our latest news articles covering a range of topics related to our business and Africa. We provide insights on economic trends, industry developments, and the social impact of our work.
    Explore our official press releases to learn about the latest developments at Standard Bank. Discover more about our financial performance, strategic milestones, and key updates that contribute to our impact on the African continent.
  • Careers
    • Rise and grow
    • Why join us
    • What we offer
    • Our career areas
    • Early careers
    • FAQs
    • Apply

    Here at Standard Bank Group, we’re passionate about driving sustainable, inclusive growth across Africa. The kind of growth that will make a positive and lasting impact on all our lives. And we put Africa’s dreams, our clients’ dreams, and our people’s dreams at the heart of everything we do.

    Find the perfect opportunity for you
    Fulfill your promise
    Join us at Standard Bank Group for an exciting career opportunity.
    Why wait? Together, we'll drive Africa’s growth.

    At Standard Bank Group, we believe in bringing all kinds of ambitions to life. Why wait to make a difference? We're harnessing Africa's limitless potential for growth and helping to build better lives across the continent. And for you? We'll work together to develop and champion your career, so you can become the best you can be.
    Why wait for a rewarding career? Discover a range of opportunities and benefits.

    Join us at Standard Bank and experience continuous personalised learning, exciting career opportunities, and a range of benefits designed to help you be your best self, both inside and outside of work. Why wait? Your ideal career awaits.

    As a leading Africa-focused financial services group and an innovative player on the global stage, we can offer a wealth of career-enhancing opportunities – plus the chance to work alongside some of the most talented, motivated pioneers. Why wait to make your mark?

    Why wait to unleash africa's potential?

    Your journey starts here. Africa: a continent bursting with possibilities and limitless potential. At Standard Bank Group, we're creating opportunities for all of Africa's people. But we can't do it alone. Why wait to realise your own potential?

    We're looking for talented individuals with ambition for their own future – and Africa's. Fearless individuals who see things for what they can be and understand that hard work can change the world. If you're ready to show up every day, at your very best, and do all it takes to grow Africa.

    Find the perfect opportunity for you
    Fulfill your promise
    Join us at Standard Bank Group for an exciting career opportunity.
    Why wait for answers? Your frequently asked questions, answered.

    Why wait? Find the perfect opportunity that meets your career ambitions.

    Find the perfect opportunity for you
    Fulfill your promise
    Join us at Standard Bank Group for an exciting career opportunity.
  • B20
    • Infrastructure development
    • Trade and investment
    • Sustainable energy mix and just transition
    • More on B20
    • Podcasts
    • Gallery
    • Videos
    See how we are connecting Africa through infrastructure, by investing in transportation networks and industrial hubs for a thriving economy.
    Explore how we are driving Africa's economic transformation, by investing in trade and investment initiatives that remove market barriers and drive economic growth.
    Learn more about how we’re leveraging our expertise to power Africa's sustainable energy future and drive a just energy transition for all.
    B20 presents a historic chance to redefine Africa’s role in the global economy. Join the conversation about how inclusive growth and prosperity can be achieved through international cooperation.
    Listen to the latest episodes from our B20 Legacy in Motion podcast series
    Browse the latest pictures from various B20 related events.
    Watch the latest videos from the various B20 related events.
Standard Bank Group
Standard Bank Group
Our financial achievements
Why_Invest_HerBannerBlueV2

Total assets: R2.9 trillion

Market capitalisation of R284 billion (*USD17 billion) as at 31 December 2022

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R284bn

(*USD17 billion) market capitalisation

The group is listed on the JSE and A2X, with share code SBK, and the Namibian Stock Exchange, with share code SNB

R34.2bn

(*USD2.1 billion) Standard Bank Group’s headline earnings for the year

R2.9tn

(*USD170 billion) total assets

10.4%

Using any qualifying Standard Bank Personal Credit, Cheque or Debit Card

17.7m

Trusted clients

49 000

Employed (including Liberty)

1 021

Operating branches

6 600

Functional ATMs across Africa

Glossary of terms

Headline earnings
The total earnings of a company before deducting exceptional or non-recurring items, it represents the core operational earnings of the company.

Headline earnings per share (HEPS)
The portion of the company's headline earnings that is allocated to each outstanding share, HEPS provides a measure of the earnings generated on a per-share basis.

Net asset value per share
The value of a company's net assets (total assets minus total liabilities) divided by the number of outstanding shares, it indicates the value attributed to each share based on the company's net worth.

Dividend per share
The amount of dividend declared by the company for each outstanding share, it represents the portion of profits distributed to shareholders on a per-share basis.

Return on equity (ROE)
A financial ratio that measures the profitability and efficiency of a company by dividing its net income by shareholders' equity, ROE indicates the return generated on each unit of invested equity.

Cost to income ratio
A financial ratio that measures the efficiency of a company's operations by dividing its operating costs by its operating income, it reflects the percentage of revenue utilised for covering operating expenses.

Credit loss ratio
A financial metric that measures the proportion of credit losses, such as bad debts or loan defaults, relative to the total amount of credit extended by the company, it indicates the level of credit risk and potential financial losses.

Common equity tier 1 ratio
A regulatory measure of a bank's financial strength and capital adequacy, calculated by dividing its common equity tier 1 capital by its risk-weighted assets, it represents the proportion of high-quality, loss-absorbing capital in relation to the bank's risk exposure.

Our investment proposition

Trusted brand

Our unparalleled brand strength and legitimacy is recognised continent-wide

Deep African and sector expertise

Our on-the-ground operations in rapidly expanding African economies and our strong expertise in a number of fast-growing sectors

Available resources

Our robust capital structure and financial resources are underpinned by our modernised and increasingly efficient physical and digital infrastructure

Client franchise

Our large and growing client base with relevant client propositions and a significant opportunity to deepen client relationships and grow revenues by way of solution enhancement and cross-sell

Robust capital and liquidity position

Our strong and liquid balance sheet provides flexibility to manage uncertainty, change, innovation and growth

Strong growth prospects

Our prospects for future growth are driven by regional economic fundamentals and increasing financial inclusion and penetration providing opportunities to increase our market share, particularly in some of the large markets in which we operate where we have relatively small market shares

Established partners

Our strong partnerships and alliances, including Amazon Web Services, Microsoft and Salesforce

Digital adoption and partnerships

Our financial deepening and greater market penetration, particularly by way of new digital channels and partnerships, will drive revenue growth

Trusted brand

Our unparalleled brand strength and legitimacy is recognised continent-wide

Deep African and sector expertise

Our on-the-ground operations in rapidly expanding African economies and our strong expertise in a number of fast-growing sectors

Available resources

Our robust capital structure and financial resources are underpinned by our modernised and increasingly efficient physical and digital infrastructure

Client franchise

Our large and growing client base with relevant client propositions and a significant opportunity to deepen client relationships and grow revenues by way of solution enhancement and cross-sell

Robust capital and liquidity position

Our strong and liquid balance sheet provides flexibility to manage uncertainty, change, innovation and growth

Strong growth prospects

Our prospects for future growth are driven by regional economic fundamentals and increasing financial inclusion and penetration providing opportunities to increase our market share, particularly in some of the large markets in which we operate where we have relatively small market shares

Established partners

Our strong partnerships and alliances, including Amazon Web Services, Microsoft and Salesforce

Digital adoption and partnerships

Our financial deepening and greater market penetration, particularly by way of new digital channels and partnerships, will drive revenue growth
Our strategic priorities
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Transform client experience

We will transform client experience using digital technology, amplified by the human touch. We aim to understand our clients as deeply and empathetically as we can, and then use our human skill and digital capabilities to help meet their needs and enable them to achieve their goals.

2025 target: Average revenue growth per annum of 7%–9%

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Execute with excellence

We will execute with excellence, delivering innovative and cost-effective products and services ourselves and in partnership with others.

2025 target: Cost-to-income ratio approaching 50%

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Drive sustainable growth and value

We strive to deliver increasingly attractive returns to our shareholders and continued net positive impact in the economies and societies in which we operate.

2025 target: ROE in our target range of 17%–20%

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Environmental, Social and Governance

We are committed to ensuring that our strategy is consistent with our mission of driving sustainable growth in Africa

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Corporate governance

We see Corporate governance as an enabler that promotes strategic decision-making to create sustainable value

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