Business and Commercial Banking
We believe we have the capabilities to be the number one business and commercial bank on the African continent and that with your skills we can dominate the market. We partner for growth, turning possibilities into opportunities for the businesses that power Africa's vibrant economies.
We believe we have the capabilities to be the number one business and commercial bank on the African continent and that with your skills we can dominate the market. We partner for growth, turning possibilities into opportunities for the businesses that power Africa's vibrant economies.
By acting as a key enabler for our business clients, we drive business growth through the foundation of expert relationship managers who offer personal service, and a deep understanding of our clients which we have built over more than 160 years. By providing relevant and targeted products and solutions, we can help start, manage, and grow businesses.
This is powered by an established African and international footprint – allowing us to leverage opportunities, manage risks, and share our learnings and experience with our clients and partners throughout their business journeys.
What makes us an employer of choice?
- We are a trusted partner for client growth.
- Built on a foundation of expert relationship managers that provide deeply personal service based on in-depth understanding of clients.
- Underpinned by an established African, and international footprint.
- Reinforced by world-class digital platforms.
- Underpinned by an established African, and international footprint.
Our department areas
Banking solutions product development
Our banking solutions cover four everyday transactional requirements including cash lending. You can securely manage, send, save or invest your money how and where you choose to. Our Business and Commercial Banking products allow you to bank at home or abroad, with a cheque, credit card or digital wallet. You can rely on secure banking services, from your desk or couch, on the move or overseas.
Rise, grow and win with us in the following areas:
- Small and Medium Enterprises (Everyday Banking, Cash and Lending)
- Product economist
- Product manager
- Solution economic
- Solution owner
Business and enablement
Our purpose within Business and Enablement is very powerful: we build organisational capability, and capacity, as we develop and execute client value propositions in the following key areas: Personalisation, Digital and Commercialisation, Ecosystems Banking, Agribusiness, Africa-China Banking (including Trade), Public Sector and Franchising. Enterprise Banking is also managed by Business and Enablement.
Rise, grow and win with us in the following areas:
- Agribusiness Specialists
- Trade and Africa-China Banking
- Public Sector Banking
- Ecosystems Banking and Climate Co-Ordination
- Franchising and Advisory
- Data and Personalisation
- Digital and eCommerce
- Sector specialists
- Operations
Client Service and Coverage
Our client service teams are comprised of cross segment, product and geography teams working with our Africa Regions business to enhance multi-jurisdictional client experience. These teams are responsible for client relationships and form the first line of defence in terms of our risk management. Our client facing business also has the necessary expertise and experience to create appropriately tailored solutions to meet our clients' complex needs.
Rise, grow and win with us in the following areas:
- Relationship managers
- Analyst credit premium
- Transactional bankers
- Digital client experience
- Transactional product sales specialists
- Commercial property finance specialists
- Enterprise direct and enterprise portfolio
Commercial Clients
The commercial clients business comprises large corporate businesses with a turnover of R300m to R1.2bn.
Rise, grow and win with us in the following areas:
- Deep established relationship managers with advisory capabilities
- Portfolio manager
- Agricultural specialist
- Innovative offering
Sector specialists
Our sector specialists determine the strategy for the bank in 14 key sectors of our economy, as well as managing the sectoral portfolios. In addition, the units produce research and insights that are relevant to our client base.
Rise, grow and win with us in the following areas:
- Sector specialists (Public Sector, Trade, Africa-China Banking, Healthcare, Legal, Education, Accounting)
- Energy
- Transportation
- Mining
- Agriculture
Moonshots
Moonshots develops propositions with a focus on growing new businesses across Standard Bank, aiming to generate R1bn revenue over 3-5 years through partnerships.
We are part of Business and Commercial Clients – but operate as a Group function, enabling us to leverage all the group's resources while exploring external opportunities. Some of the businesses we've incubated are Trade Suite, Trade Club and BixFlex and we have a partnership with FFAFFA (Founders Factory Africa) to support and drive the African economy through entrepreneurship.
Rise, grow and win with us in the following areas:
- Solution design and management
- Platforms and technology enablement
- Product owners
- Client solution specialist/owner
- Trade sales manager
- Business solutioning
- Feature analysis
Commercial Asset Finance, Wholesale Finance and Fleet Management
We are proudly represented in 15 African countries offering Commercial asset finance, wholesale finance and fleet solutions across all our client segments. Our Commercial Asset Finance allows businesses to grow by acquiring much needed capital equipment or get bridging finance for local or international goods they want to order. Fleet Management also gets our client’s fleet moving in top gear with solutions like real-time transaction notifications, detailed reports and managed maintenance programmes that reduce cost of ownership. Tailoring bespoke solutions, integrating cutting-edge technology, and demonstrating proactive industry insight for Relationship and Retentions management at Standard Bank ensures strategic optimisation and client-centric innovation. At Standard Bank Fleet we listen to our customer’s needs and combine tailored solutions, cutting-edge technology integration, and a proactive approach to industry trends, ensuring unparalleled value for our clients.
Rise, grow and win with us in the following areas:
- Business analyst
- Commercial assest finance specialist
- Interim consultant
- Sales support consulatant
- Fleet specialist
Merchants solutions
Re-imagine our client’s Business with Our Payment Solutions
No matter what their business needs, we have the right customer payment solutions to help elevate it. From paid cashless with our POS devices, to cardless with our digital wallet and online payment solutions.
Rise, grow and win with us in the following areas:
- Sales and services consultant
- Technical solution
- Product manager
- Customer experience manager
- Business intelligence analyst
- Regional sales manager
Diners
Belonging to Diners Club is about shared experiences and the power of being part of a global community. Diners Club, a subsidiary of Standard Bank and part of the Discover® Global Network, offers acceptance at over 70 million merchants in 200+ countries.
- Head of Acquiring
- Head of Issuing
- Product Managers/Analyst
- Fraud and Authorisation Specialists /Team Leaders
- Members Services agents
Personal employee benefits designed with you in mind
Personal growth is also important to us, so as a part of our team, you’ll enjoy benefits designed to help you achieve your ambitions at work and in your private capacity, both now and in the future. The exact benefits you receive will depend on the country you join us in, but can include the following:
Taking care of yourself
We don’t always know where life will take us, so we have put together a range of benefits tailored specifically to help you take care of yourself and those you love.
- Wellness programmes
- Counselling and advisory services
- Life, personal accident, incapacity and funeral cover
- Permanent health insurance (PHI) cover
- Discounted rates for voluntary benefits such as spouse life cover, dread disease cover, funeral cover for parents and/or parents-in-law and medical aid gap cover
Managing your finances
We all have dreams and goals in life – so we have several ways to help make them more accessible to you, with significant savings.
- Retirement funding
- Discounted banking products
- Transactional and investment banking products
- Home loans and vehicle finance at preferential rates
- Access to credit
- Assistance with insurance and wills
- Online share trading
- Rewards
Rewards and recognition
We believe in recognising the hard work and positive approach of our people – so we have three formal recognition programmes.
- Beyond Excellence
- Mark of Excellence
- Long service awards
A healthy balance
Your life outside work is important, so we have a leave structure which gives you plenty of time to relax, thrive and be the best you. The exact leave benefits you receive will depend on the country you join us in, but can include the following:
- Vacation leave
- Additional vacation leave
- Study leave
- Parental leave
- Compassionate/family responsibility leave
- Special discretionary leave
- Sabbatical leave
- Sick leave
- Short-term incapacity leave
- Recognition leave
- Optional unpaid leave
Please note: We don’t believe in a one-size-fits-all approach to benefits. Instead, we believe in taking a more personal approach to giving our people what they need. That’s why our benefits package can look a little different, depending on where you’re based.
Talent acquisition journey
We believe in making dreams possible and connecting the brightest talent to the meaningful opportunities they need to build their skills, ignite their ambitions, and get closer to their purpose.
Apply online
You’ll discover amazing career opportunities on our website. So, start exploring. You can create a profile or log in with your existing details if you’ve already got one. There, you can complete the online application form and submit it, with the supporting documents we’ve requested.
Selection process
- Shortlist: Our Talent Acquisition Specialist and relevant Hiring Manager review all applications and make a shortlist of the most suitable candidates.
- Competency- based interview: If you’re shortlisted, we’ll invite you to take part in a competency-based interview.
- Assessments: If you’re successful in with the interview, you’ll move on to the assessments. Depending on the role you’re applying for, you might be asked to undertake a case-study exercise, technical test, and psychometric assessment, as well as any other role-specific assessment.
- Panel- interview: Then you’ll proceed to final interview stage, where you’ll meet an interview panel and get to ask further questions.
Pre-employment screening
If you have been successful in the selection process, our Talent Acquisition team will get in touch to get your consent for our pre-employment screening which includes the following:
- Identity and educational qualification verification
- Credit record and criminal record
- Outside Business Interest Declaration and Personnel Account Trading Declaration
- Sanctions screening and confirmation of current employment.
Offer
Candidates with satisfactory pre-employment screening will be presented to the Hiring Manager by the Talent Acquisition team for final review. The most suitable candidate will be extended an employment contract and offer letter, detailing everything you’ll need to know about your new role. The recruitment process is competitive, therefore candidates that make it to the pre-employment screening stage are not guaranteed an offer.
Onboarding
Even before you join the Standard Bank family, we want you to think of us as your home. So, before you join, we'll get you off to a flying start with our onboarding experience.
